November 13

Today's quotation:

Too many people spend money they haven't
earned, to buy things they don't want,
to impress people they don't like.

Will Rogers

Today's Meditation:

How true this is, especially in these days when marketers have an unprecedented ability to intrude into our lives in an effort to convince us that we "need" things that we don't actually need.  We face a constant barrage of materials that have been created with the help of study after study that has examined consumer behavior so that they can be more effective.  And more effective in what?  In getting us to buy things that until we saw the ad, we didn't even think we wanted.

Buying things, though, is always a decision.  It's important that we look at our decision-making with a sense of clarity, though, in order to be able to spend our money on things that we truly need, and to spend within our means rather than beyond our means.  After all, we're not here on this planet to impress other people--we're here in order to grow and to love and to share our lives with others, aren't we?

Many people create many worries for themselves by spending more money than they've earned, and those worries definitely affect their ability to enjoy life and living.  The consequences of not being able to pay bills are pretty drastic, and the consequences of spending everything you earn each month to pay bills also are pretty drastic, and they can greatly diminish the joy of our experiences here on this planet.

Do you really want and/or need everything that you buy?  How much of our buying is done on impulse, or done to impress others?  As long as we ask ourselves the important questions when we are buying--do I really need this, can I afford this?--we can help ourselves to spend wisely and thus help ourselves to live without much of the stress caused by money problems.

Questions to consider:

What are your most important criteria for deciding whether to make a major purchase?  A minor one?

Why has the influence of advertisers and marketers grown so strong?

How might we learn to counter the effects of marketing in our lives?

For further thought:

Don't tell me where your priorities are. Show me where
you spend your money and I'll tell you what they are.

James W. Frick

  

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